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Deposit Products

Regular Checking

No minimum opening deposit required.

$.10 per item debit fee for each withdrawal, check paid, automatic withdrawal from the account.

The per item debit fee does not apply to Senior Citizens over 60 years of age.

Club Family Plan Account

A membership charge will be charged to this account dependent on the amount of accidental death insurance coverage obtained.

Family Plan ($30,000 coverage for member, $1,500 coverage for each dependent child) $8.00 per month.

Club Personal Plan Account

A membership charge will be charged to this account dependent on the amount of accidental death insurance coverage obtained.

Personal Plan ($20,000 coverage) $7.00 per month.

Club Basic Plan Account

A membership charge will be charged to this account dependent on the amount of accidental death insurance coverage obtained.

Basic Plan ($10,000 coverage) $6.00 per month.

NOW Account

$750 minimum opening deposit.

$7.50 service charge and a $.15 per item debit fee if the average daily balance falls below $750 during the statement cycle.

Interest is compounded and credited monthly.

At our discretion we may change the interest rate at any time.

Super NOW Account

$2,500 minimum opening deposit.

$7.50 service charge and a $.15 per item debit fee if the average daily balance falls below $2,500 during the statement cycle.

Interest is compounded and credited monthly.

At our discretion we may change the interest rate at any time.

Passbook Savings Account

Limited to six preauthorized transfers per month.

Interest is compounded and credited quarterly.

At our discretion we may change the interest rate at any time.

Money Market Savings Account

$2,500 minimum opening deposit.

$10.00 service charge if the average daily balance falls below $1,000 in a statement cycle.

Interest is compounded and credited monthly.

At our discretion we may change the interest rate at any time.

Certificates of Deposits

• 91 Day Certificate of Deposit

• 182 Day Certificate of Deposit

• 12 Month Certificate of Deposit

• 18 Month Certificate of Deposit

• 24 Month Certificate of Deposit

• 30 Month Certificate of Deposit

• 36 Month Certificate of Deposit

• 48 Month Certificate of Deposit

$500 minimum opening deposit.

A penalty may be imposed for early withdrawal.

A withdrawal will reduce earnings.

IRA Certificate of Deposit

$500 minimum opening deposit.

A penalty may be imposed for early withdrawal.

A withdrawal will reduce earnings.

*The insurance product provided on our Club accounts is not a deposit, not FDIC insured, not insured by any Federal Government agency, not guaranteed by the bank, and may go down in value.

Contact a bank employee for further information on fees and terms.